Protect your family, home, and auto.
TruStage
TruStage is insurance the credit union way. Our products and programs are made available through TruStage Insurance Agency. Today, more than 14 million members rely on us for our products, programs, services, expertise and experience. With a commitment to dependability and a members-first philosophy, we help you protect what matters most.
TruStage™ Accidental Death & Dismemberment Insurance – $1,000 at NO COST to you!
The National Institutes for Health report that accidents are the leading cause of death for those 44 and under.* That’s why AD&D can be a good supplement to life insurance, enhancing your overall protection and adding coverage for specific serious injuries from accidents.
To show how much we value your membership, the Credit Union offers all eligible members $1,000 of Basic Accidental Death & Dismemberment Insurance (AD&D). This valuable coverage is paid for by the Credit Union – at no cost to you!
Claim your no-cost AD&D coverage now!
To make changes to your current AD&D coverage or to declare or change beneficiaries, please visit Accidental Death & Dismemberment Forms.
Additional coverage can cost just $10-$15 a month for every $100,000 in coverage.
Learn more or call (888) 996-5765.
*Accident statistic from CDC/National Center for Health Statistics, “Deaths: Final Data for 2013, Table 9.”
TruStage™ Auto & Home Insurance Program
You trust your credit union to offer products and services to help you do more with what you have. That’s why we’ve joined with a dedicated team of insurance professionals to bring you the TruStage Auto & Home Insurance Program.
Working with carefully selected insurance partners, these programs can provide discounted rates for credit union members, online services, and 24/7 claims service.
If you haven’t compared auto or home insurance rates lately, it’s a great time to take a look. Your credit union membership could result in some nice savings.
Get your free quote today or call (855) 483-2149.
TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
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TruStage™ Term Life Insurance
As a member of our credit union, you may qualify for up to $250,000 of TruStage Term Life Insurance at rates designed to be affordable. This policy from CMFG Life Insurance Company can help provide a financial safety net for your loved ones when they need it most.
Learn more or call (855) 612-7909 for information and details.
TruStage™ Term Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
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TruStage™ Life Insurance Plans
Exclusively for credit union members, we offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage.
Learn about this important coverage or call (855) 612-7909 for more information.
TruStage™ is the marketing brand for Life insurance issued by CMFG Life insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
Long-Term Care Insurance Program
We are pleased to extend a new exclusive discount on long-term care insurance. Through our partnership with LTCA you can compare rates and features from 5 leading insurers, and access discounts. Receive a free 10-Point LTC Shopping Checklist by Clicking Here. There’s no obligation, so explore your options today.
Nationwide Pet Insurance
Pet insurance is a vital investment in your pet’s well-being, offering financial protection against unexpected veterinary expenses. From routine check-ups to unexpected emergencies, our pet insurance plans provide coverage for a wide range of veterinary services, medications, and treatments. We understand that pets are cherished members of the family, and their health is a top priority. With our pet insurance, you can have peace of mind knowing that you’re prepared to provide your pet with the best possible care without the worry of overwhelming costs. Protect your loyal companions and ensure they receive the care they deserve with our comprehensive pet insurance coverage. Visit https://benefits.petinsurance.com/acclaimfcu to learn more or sign up.
Some exclusions may apply. Certain coverages may be excluded due to preexisting conditions. See policy documents for a complete list of exclusions. For eligible expenses after annual deductible is met.
Products underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH; National Casualty Company (all other states), Columbus, OH. Agency of Record: DVM Insurance Agency. All are subsidiaries of Nationwide Mutual Insurance Company. Nationwide, the Nationwide N and Eagle, and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. ©2023 Nationwide. 22GRP9056C
Guaranteed Auto Protection (GAP)
GAP Insurance (Debt Protection)
Will your insurance pay off your loan if your vehicle is deemed a total loss?
Don’t find out the hard way!
Why buy GAP?
- Save with our low cost of just $550
- Helps reduce or eliminate your remaining loan balance if your vehicle is stolen or damaged and is deemed to be a total loss.
- Helps clear your credit allowing you to start fresh with a new vehicle purchase.
- Is available for auto loans financed with Acclaim FCU.
- Add to your loan at any time.
Call our loan department at (336) 332-5302, Option 1 or (888) 794-1001, Option 1 to add GAP to your loan.
All loans subject to approval. GAP may not be available for all vehicles, and cost of coverage could vary based on vehicle type. Programs, rates, terms, and conditions are subject to change without notice. Other terms and conditions may apply.
Secure your family’s future with an estate plan.
We partnered with Trust & Will to provide members with an easy and affordable way to create an estate plan online. Trust & Will is the leader in online estate planning and has helped over half a million families secure their legacies. Together, we’re on a mission to help families protect their legacy and give their families peace of mind.
Skip-a-Pay for Charity
Free up funds when you need it most!
Our Skip-a-Pay Program has changed! We now offer it year-round!
We understand that having a little extra cash when you need it most can make a big difference. That’s why we’ve extended our Skip-a-Pay Program throughout the year. If you have loans in good standing with us, you could qualify to skip one loan payment per 12-month period. Plus, 30% of your application fee goes to charity.
Do I Qualify?
- Must have had the loan for 6 months with 6 monthly consecutive payments
- Loan must be current
- All accounts must be in good standing with the Credit Union*
- Must complete a Skip-a-Pay Application at least 10 business days before the due date you wish to skip
- Must satisfy $30 Skip-a-Pay Application fee**
- Must have no deferrals on the loan within the last 90 days
- Must have 2 monthly payments between skips
- Must not have exceeded 2 skips within a 12 month period
- Must not exceed 6 skips over the life of the loan
*All Acclaim FCU loans must be current with no collection action pending. Your deposit accounts must not be overdrawn.
**A $30 application fee will be applied for each Skip-a-Pay request and will be taken from the account you indicate on your form, regardless if the application is approved or denied. The funds must be available at the time you turn in your application. Be sure to include a check or Money Order if you do not have the available funds in your account. All DocuSign applications must have funds available at time of submission. A 30% donation of collected fees will be donated annually to a Credit Union-selected charity. Charity is subject to change.
Please note:
Your application approval or denial is based on the criteria listed above. Please ensure you meet all qualifications before applying. Fee is non-refundable. Check your current due date to ensure you are not already ahead. If you are, please contact the Credit Union for other options.
AUTOMATIC PAYMENTS: You are responsible for suspending automatic payments you have initiated for the month from another financial institution in which you are skipping a payment. Acclaim Federal Credit Union will not reject an automatic payment received from another financial institution for your loan payment. For an ACH origination where Acclaim Federal Credit Union is the originator, a request to stop a transfer must be received at least ten (10) business days prior to the scheduled transfer date. Loan payments scheduled to be automatically transferred from your payroll deduction or direct deposit will remain in your share account and will not be applied to the loan.
Is My Loan Eligible?
Eligible loans
- Auto loan
- Motorcycle loan
- Boat loan
- Personal loan
- RV & ATV loan
- Vacation or Christmas loan
- Debit consolidation loan
- Share-Secure loan (no single payment loans)
Loans not eligible
- Mortgages
- Home Equity Lines of Credit
- Mastercard Credit Cards
- Overdraft Lines of Credit
- Any loan secured by Real Estate
Here's how to apply
Download, print, sign and return to:
Email: Teller@AcclaimFCU.org
Fax: 336-332-4103
Mail to: PO Box 29527, Greensboro, NC 27429
Apply electronically through DocuSign:
Select “Single Borrower DocuSign” if you are the only borrower on the loan or “Joint Borrower DocuSign” if credit was obtained jointly. Enter you name(s) and email(s) and you will be sent a direct link to complete the form.
Please review all qualifications above before submitting.
Check your due date prior to submitting application to ensure you are not already ahead.
Applications MUST be received 10 business days before your due date.
Please allow up to 2 business days for application processing.
Deposit Insurance
At Acclaim Federal Credit Union, your deposits are insured up to at least $500,000.
Through a combination of insurance by the National Credit Union Administration and additional private insurance through Excessive Share Insurance, your deposit accounts are insured up to $500,000 at no additional cost to you.
National Credit Union Administration (NCUA)
This credit union is federally insured by the National Credit Union Administration (NCUA). The NCUA insures your deposits up to $250,000. The NCUA is an independent agency of the United States Government.
Excessive Share Insurance (ESI)
Each qualifying account is also provided with an additional $250,000 of protection through Excess Share Insurance (ESI). This additional layer of coverage forms the highest level of federal and private account protection available and is automatic and at no cost to you.
