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Step 4 of 12 to Financial Wellness: Have the Money Talk with Your Partner

Financial Wellness
Here are six tips we’ve compiled to help guide you in this super-important conversation.

Step 3 of 12 to Financial Wellness: Pay Down Debt

Financial Wellness
We’ve outlined how to pay down debt in five simple steps, along with three debt-paying strategies to avoid.

Step 2 of 12 to Financial Wellness: Creating a Budget

Financial Wellness
Let’s get started by taking a look at how to create a budget and review some popular budgeting systems and how they work.

12 Steps to Financial Wellness-Step 1: How to Track Your Spending

Financial Wellness
We’ve outlined how to track your spending in 3 easy steps.

Identity Theft: What to Know and How to Protect Yourself

Protect Yourself
Data breaches within major companies have exposed hundreds of millions of consumers to hackers. In 2020 alone, the Federal Trade Commission (FTC) monitored almost 1.4 million complaints of identity theft, with over $3.3 billion stolen by identity thieves. Many scammers claimed to be officials from government departments and accessed victims’ pandemic unemployment benefits.

What is Credit Card Interest and How Does it Affect Me?

Debt & Credit
Be sure to learn all you need to know about credit card interest and how it works before you apply for your first credit card.

All You Need to Know About Home Loans

Planning
If you’re in the market for a new home, you’ll likely need to take out a home loan or mortgage. Let’s take a closer look at this product and its application process.

How to Start Saving

Saving
Do you find it difficult to save money for emergencies or big purchases? If so, you’re not alone. A Federal Reserve Board study found that a shocking 47% of Americans don’t have the funds to cover a $400 emergency. This means a minor financial setback, like a car repair or a new appliance purchase, could send them into debt – and an even bigger emergency can spell financial disaster.

Your Complete Guide to IRA Products

Planning
Use this guide help you choose the Individual Retirement Account (IRA) type that best suits your needs.

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